It's well known that Americans are living longer every year. It's also fairly well known that as we age, we are more likely to require assistance with basic living activities like bathing and dressing.

According to statistics from the Georgetown University Long Term Care Financing Project, almost 10 million people currently need long term care assistance. While most are 65 or older there is still about 37 percent who are under 65.

How does one pay for long term care? Since Medicare and Medicaid have strict limitations, the costs are usually paid out of pocket, but Mutual of Omaha long term care insurance has been a lifeline for some.

As with the success of their life insurance (Life of Omaha), this company's long term care health insurance has become important in funding care for chronically ill members of America's population. Their national products offer "level of care" benefits based on individual needs.

Among the leading providers, Mutual of Omaha insurance company tops the list. Currently the company offers three benefit plans that help Americans pay for LTC services: Mutual Care, Long Term Care One, and Long Term Care Two.

No matter what your needs or finances are, Mutual of Omaha long term care insurance will probably work well for you and your family. Each of their plans offers the ability to choose benefits that are tailor made to your specific needs.

Mutual of Omaha is proud of its reputation and that's an extra benefit to their potential customers. They want your business and are prepared to custom fit a benefit plan that will satisfy every one of your long term care issues.

In addition to providing high quality coverage and benefits for LTC, they also offer rewards in the form of discounts or preferred rates to qualified customers. Some of these Mutual of Omaha long term care insurance rewards are listed below.

• Discount for more than one policy purchased for a single household.
• Preferred rate for people who are in good health.
• Discounts for members of qualifying associations.
• Discounts for customers who are "Mutual of Omaha Medicare supplement insurance" policyowners.

If you're in the market for good life insurance and health insurance coverage, do some research on Mutual of Omaha's LTC plans. They've proven to be an excellent health and life insurance company.

Don't forget to study the best long term care review available in order to get the most current information about long term care insurance. You might discover that Mutual of Omaha long term care insurance is exactly what you've been looking for.