Staying healthy is your best option for keeping your long term care costs down. One way that you can keep yourself healthy is to monitor and minimize the amount of air pollution you are exposed to inside your home. There are several ways that you can do this.
The cost of long term care insurance is usually based on your current health status and the amount of hazards that you face in your normal day-to-day life. Indoor air pollution is a hazard that can have a dramatic impact on your health. A quick way to reduce the amount of smoke, dust and mold that you are exposed to is to use an air filter. If you have allergies then a HEPA filtration system is a great option. Air filters start around $50 and work their way up to several thousand dollars.
Another strategy to keep the cost of your long term care health insurance down is to remove hazard air pollutants from your home. First of all, stop smoking. This will dramatically reduce all of your health and life insurance premiums. It will also reduce your chances of contracting several different diseases. Next, look at the chemicals that you use in your home to clean with. Get rid of the chemicals that produce harmful fumes and replace them with biodegradable and non-toxic products.
Long term care and health care are both important issues that impact everyone in this country. Do you have a topic that you would like more information about? Do you have tips for staying healthy? Post your comments and questions below in the comment box.
